You need a credit card to set up an account. I just tried to without one but Step 3 asks for one. Don%26#39;t enter a credit card number. You can buy prepaid iTunes cards at major retailers (such as Target and Wal-Mart) for $5 and up. You enter the code on the redeem gift card section and it will add the amount of the gift card to your account. This is how I buy my music on iTunes and I find it much more convenient. We buy iTunes cards at Walmart
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